About Us

Lambton Mutual Over 140 years of heritage

Lambton Mutual Insurance Company is a property and casualty insurance company operating in Southwestern Ontario. We write approximately $29 million in gross premium consisting of residential, automobile, farm and commercial premium. We are a member of the Ontario Mutual Insurance Association and Farm Mutual Re based in Cambridge, Ontario. We are one of 40 purely mutual insurance companies operating in the Province of Ontario.

Many of the farm mutuals operating in Ontario have been around for generations. In fact, Lambton Mutual Insurance Company was formed in 1875. The organizers of the company were all leaders in their respective fields – agriculture, manufacturing and municipal politics. Many of our early directors and staff were involved in provincial and federal politics. They recognized a need in their emerging communities for many things, including an insurance company that could supply basic protection at reasonable cost, and where their community would be the benefactor of any surplus, or profit, from doing business.

As a policyholder with our company, you have voting rights on important decisions that will direct the successful operation of the company. Our directors are elected from among our policyholders and they live and work in your community. We continue to operate on a not-for-profit basis, which means that we pour our resources into service and long-term value for the policyholder – not returns for shareholders.

intro-image-grid

We are community builders

Lambton Mutual Insurance Company takes great pride in being an active contributor to the community. It is a tradition upon which Lambton Mutual was originally founded and we continue to support community initiatives in Lambton County and beyond. Our donation decisions focus on supporting projects valued by our policyholders – we’re sure that you or someone close to you has directly benefited from them.

MEET OUR LATEST SCHOLARSHIP RECIPIENT KALEB FERRIER

Scholarships

Established in 2015 to support students volunteering in their community, Lambton Mutual Insurance Company takes great pride in being an active contributor to the community. The Lambton Mutual Scholarship Program is sponsored and funded by Lambton Mutual Insurance Company.

How We Work

We are a Mutual insurance company…..which means, we have no outside shareholders. Every action and decision we undertake is for the sole benefit of our policyholders.  We are governed by a board of directors elected from among our policyholders.  Mutual Insurance companies have been around for over a century.   Lambton Mutual is a member of the Ontario Mutual Insurance Association.  

Ontario Mutuals is the overarching brand for 38 independent, 100% Canadian property and casualty insurance companies across the province.  

Premiums, together with income from investments, are used to pay losses sustained by the policyholders as well as the expenses of running the company.  Any excess surplus generated either remains in the company’s surplus account for the benefit of the policyholders or may from time to time be refunded to policyholders. 

Mutual insurers started in the mid-1800s and have remained strong, stable and reliable throughout the years.  Although their roots are agricultural, today they offer a full range of home, auto, business and farm insurance. 

If you believe in buying and supporting local, Ontario Mutuals practically invented the concept! 


Mission Statement: Community-based insurance for your home, auto, farm and business where trusted personal service is paramount.

Our People

Seated (L-R):
Jessica Knight, Janet Lambert, Dave Colquhoun, Heather Straatman, Deb Van Eyk, Jim De Jeu, Makayla Callaghan, Sharon Plunkett
Front row (L-R):
Bridget hart, Cindy Blythe, Hayley Kustermans, Rhonda Straatman, Linda Pereira, Jayne Boyd, Leonie Finch, Megan Cattrysse, Charlene De Mello, Melissa Bosch
Middle row (L-R):
Kevin Pearson, Sarah Hills, Blair Williamson, Gale Edwards, Andrea Goss, Leslie Moody, Barb McKellar, Janice Leyten, Ramona Bazely
Back row (L-R):
Dallas Cundick, Paul Van Lieshout, Dennis Kremer, Mikayla Verberne
Absent from the photo are: Natalie Knight, Lindsay Martins, Kathleen Sansoucy
Pictured (L to R): Scott Smith, Jim De Jeu (Chief Financial Officer), Deb Van Eyk (President and CEO), Clare Moffatt (Board Chair), Bob McGuire (Board Vice-Chair), Sue Lithgow, Randy Gilliard, and Scott Elliot
insurance provider-icon

Thinking of an
insurance provider?