Motorcycles: Keep Yourself Safe with Helmets & Insurance
Whether you are a well-seasoned rider with many years and miles behind you, or a fresh newbie looking forward to a full summer out on the open roads, it is important to have a proper motorcycle helmet. A helmet is one of those things you hope you’ll never have to properly test out but invest in the best anyways; similar to an appropriate insurance plan! Choosing the right helmet for you, goes far beyond the colour and the “cool” factor. Here are some tips on what to look for:
How your helmet fits can have a tremendous impact on how much you enjoy riding. A well-fitting helmet will allow you to enjoy hours of riding without developing any discomfort. It should be lightweight and provide some customization in terms of removable inserts. Since the fit is so essential to your comfort and the ability of the helmet to perform in an accident it is very important that you try it one before purchasing, this isn’t something you should order online.
Helmets primarily protect your head from impact, but they can do much more. A helmet shields you from the elements, wind noise and road debris. Thus, the type of riding you will be doing also influences your style of helmet. If you plan on spending more time speeding down highways then you’ll want to look for more full-face protection, from the wind, flying rocks, and sun. However, if you’ll spend more time puttering around town then something more open, stylish and relaxed could suit your needs just fine.
If you’re like most people, then protecting your noggin is probably a pretty high priority, and you will want a helmet you can trust. Motorcycle helmets should be Snell or US DOT certified, meaning they have passed a battery of safety testing.
Of course, if you are going to be wearing something on your head for possibly hours at a time then you should like the way it looks too. Check out customizations available or integrated technology like radios or Bluetooth connectivity.
You have a helmet to protect your head, but you should also make sure the rest of you is protected before hitting the roads. Make sure your insurance policy is up to date and includes motorcycles. Collision coverage is great in the event of an accident, but comprehensive insurance will also cover other unforeseen incidents such as theft or vandalism. You should also inquire if your gear is covered in the event of an accident since these costs can add up quickly as well. Finally, you can also check for discounts based on a clean driving record or the completion of motorcycle courses. Happy trails!